Resort Financing & Refinancing

One of the most difficult businesses to finance is destination resorts, especially those with leisure real estate. If a resort experiences financial problems the value of all the real estate (owned or not owned) can be negatively affected.

If the lending institution has its collateral in real estate and the resort is suffering due to weather postponed bank loan, changing the bank officer, changing the overall global economic environment, if interest rates spikes or any number of situations the entire structure of the resorts can collapse.

There is a geometric relationship between the complexity of the loan and its cost - the greater the complexity the higher the cost - the lower the approval rate. Our job is to build low risk financial business plans that bankers understand and approve. After reviewing more than 500 resorts in the world we know what works for bankers and what does not work for lenders and/or owner's. Financial sanity in the resort industry is key to a resorts success. It is very easy for an owner to be enticed in to more and more financial complexity -the end result of this complexity is a business model that banks do not like and owners cannot get out of - we know how to solve this problem.